Categories
Analysis

How the pandemic affected the crude oil industry

Introduction

One of the most important and significant commodities in the history of the modern world has been oil. Crude oil was so essential at one point that it was the basis of one of the largest monopolies in history: the Standard Oil Company. After the Second Industrial Revolution, which led to the popularization and availability of machinery and electricity in general, oil became an almost priceless product that seemed to keep the world spinning. Despite its importance decreasing since then, oil still remains an incredibly valuable resource. Nonetheless, the outbreak of COVID-19 and subsequent lockdown policies gave the oil industry an incredible blow.

The pandemic and crude oil

The pandemic took its toll on many industries, but oil was among those that suffered the most. In the United States, oil mainly hovered around the price of $60 and $70 per barrel in the first quarter of 2020 and seemed to be steadily increasing. However, in March, when the stricter pandemic guidelines were first put in place in the United States, the prices of oil began to fall dramatically. In fact, the prices fell so suddenly that towards the end of April, oil prices were actually negative. While there were many factors that contributed to this drop, the largest and most obvious was the lack of demand. Although there may be a limited amount of oil in the world, there is still an incredible amount of it being produced on a daily basis. During the pandemic, the production of crude oil (i.e. the supply) did not decrease by much, but the demand fell remarkably. Fear of being infected with the virus discouraged many people from leaving their homes unless they absolutely needed to. This meant that vehicles, most of which rely heavily on oil, were being used significantly less. In turn, this relative abandonment of vehicles led to the price of crude oil falling dramatically, not just in the United States but on a global scale as well. 

Outlook towards the future

There is now a hope that the pandemic will be over soon. Many restrictions have been lifted in countries around the world, and the price of oil has changed as a direct result of this. As restrictions were slowly lifted throughout the second half of 2020 and the first half of 2021, the prices of oil have made an incredible recovery. So far, this recovery shows no immediate signs of ending any time soon. While an increase in the production of electric cars will certainly hurt the oil industry in the future, increases in oil prices seem to be unstoppable as oil prices now approach $75 per barrel in the United States. This is significantly higher than the price of oil just before the pandemic hit. Many analysts expect prices to reach $80 per barrel before the Summer ends, and some even believe that prices will reach $100 per barrel within the next two years. This just goes to show that volatility in the economy often follows volatility in the rest of the world. In this individual case, in response to a global pandemic, oil prices dropped to improbable lows and then increased to unbelievable highs all within the span of a single year.

Sources

  1. https://www.cnbc.com/2021/06/02/it-could-be-a-hot-summer-ahead-for-oil-prices.html
  2. https://www.wsj.com/articles/investors-bet-green-energy-focus-will-push-up-oil-prices-11623656321

Categories
News

Biden’s Proposed Tax Increase Angers Investors

Introduction

With just days left until his 100th day in office, President Joseph Biden is presenting a third economic package worth over $1 trillion entitled the American Families Plan. This $1.8 trillion package intends to increase funding for childcare and education. However, to help pay for this package, the president is looking to America’s wealthiest.

Why investors are angry

The proposal includes a dramatic increase in the capital gains tax rate for those making $1 million per year or more. Simply put, the capital gains tax is a tax on profit made by the sale of non-inventory assets such as stocks or bonds. Currently, the capital gains tax rate is 20% for those who make the aforementioned income. However, this plan would increase that number to 39.6%, which will become the new top income tax rate if this plan comes to pass. That is not all, since the surtax on investment income introduced by former President Barack Obama would actually make the total tax rate 43.4 %.

In just one bill, the capital gains tax rate would more than double for the wealthiest of the United States. This doesn’t even account for the capital gains taxes issued by individual states. For example, in California, the combined state and federal rate would be 56.7%.

Possible long-term effects of the bill

Needless to say, many investors and venture capitalists are infuriated by this plan, since it would reduce the value and drive to allocate money towards long-term investments. Furthermore, if fewer people commit to investments because of this much larger tax, the tax revenue will be reduced over time. This would essentially defeat the purpose of the tax increase in the first place. Also, as if building a business from the ground up wasn’t difficult enough, it will become much more difficult for entrepreneurs to acquire investments to help get their business started. The announcement of this plan resulted in stocks sliding more than they had in a month, which reflected the impact that this plan would likely have on the stock market as a whole.

Sources

  1. https://www.bloomberg.com/news/articles/2021-04-22/biden-to-propose-capital-gains-tax-as-high-as-43-4-for-wealthy
  2. “Biden tax rise fans investor fury,” published in the Financial Times, reporting by Eric Platt, Aziza Kasumov, Michael Mackenzie, Mark Vandevelde in New York, Miles Kruppa in San Francisco, and James Politi in Washington
Categories
News

Biden Calls for $1.9 Trillion Coronavirus Relief Package

President Joseph R. Biden Jr., who was inaugurated last week, proposed a $1.9 trillion relief package to both help Americans get through the pandemic and to provide extra funding for COVID-19 testing and vaccine distribution across a United States that has been crushed by the virus. His plan calls for $1,400 checks for each person in most households, $400 per week for the unemployed through to December, expanded paid leave, and increases in child tax credit.. This package along with the smaller one released in December would mean that most Americans will be receiving a combined total of $2,000 each. Unlike past packages, all dependent adults, such as college students, will be eligible for payments since Biden has emphasized that he believes that these people, whether they have kept their jobs or not, are in need of help. This portion of the package that directly supports households makes up about half of the plan’s total cost, with much of the other half of it going to vaccine distribution and testing in local and state governments throughout the US. In addition to expanding eligibility, this package will also raise child tax credit from $2,000 to $3,000 for this year as with $600 additional dollars for children under 6 years old. The plan will also provide the poorest households with the full benefits of this. The child tax credit currently provides parents with a credit of up to $2,000 per child under 17 years old on their taxes. Simply put, it means that if you are a parent of two children under 17, you would pay up to $4,000 dollars less in taxes when it is time to pay them. The package will also focus on extending student loan forbearance, which will pause loan payments, provide $350 billion for state and local governments, and dedicate $50 billion to increasing testing and vaccine distribution. Overall this enormous plan covers a lot of issues in the United States that this pandemic has either created or exacerbated. However, this enormous plan is still the starting point for the new president and his attempts to fight a pandemic and an economic recession simultaneously. Mr. Biden has said that he plans to outline another proposal dedicated to economic recovery and combating climate change in February.